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Alternative caption: ''And I only paid $200!''
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Chapter: Comics
└ Tags: insurance, money

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Discussion (7) ¬

  1. Phil
    August 21, 2009, 12:28 am | # | Reply

    Alternate ending: Eliot Spitzer’s go-to line.

  2. MrGBH
    August 21, 2009, 3:28 pm | # | Reply

    Alternative caption: That’s just for your organs!

  3. Shugo
    August 21, 2009, 10:15 pm | # | Reply

    Alternative caption: But with this economy… That’s not really saying much.

  4. Sergoetgrim
    August 23, 2009, 11:48 pm | # | Reply

    Alternative ending: And it only cost $2million on plastic surgery.

  5. Chris
    October 25, 2009, 9:06 pm | # | Reply

    Never understood life insurance…you pay, say, $1000 a year for a $250,000 policy…wouldn’t you have to live like 250 years for the company to break even?

    • Philip
      March 2, 2010, 7:19 pm | # | Reply

      Your relatives only get paid under certain circumstances. Most people will never die in a position that their life insurance companies would have to pay up. So they can turn out much more to those that actually do get in such a position.

    • Morty
      March 14, 2010, 12:36 am | # | Reply

      Your probability of dying *this* year is around 1 in 250. So for this year, the policy and premium make sense. As you get older and your probability of death goes higher, your premium will go to a higher rate.

      There are various complications, including group policies, the fact that the insurance company can invest the premium, and as Philip alluded to, policy limitations. However, these don’t change the basic way insurance works.

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Luke Surl Comics which is written and drawn by Luke Surl is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
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